A pink background with a white border with the words MONEY CHEATS in the center.
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All Of The Sims 4 Money Cheats You Need To Know [2023]

Since The Sims 4 is a life simulation game, of course, money is going to be a big factor and earning it is hard. That’s why players have been loving sims 4 money cheats and been using them literally all the time. Are you even playing the game if you haven’t typed in a motherlode or two?

These cheats have been in the game for literally decades, since the old days when cheat codes had a lot more words to them. These are awesome because many of the careers that are available in the game will have your sims earning low wages and you can just go ahead and have money to buy whatever you want instead of working hard.

How to Enable Cheats

Before we are able to actually start using your new sims 4 money cheats you’ll want to make sure that your cheats are enabled first. This is important because its going to tell the game that you have the intention to use cheat codes and get it ready.

To do this you’re going to want to first open up the cheat dialogue box which is an easy task, you’ll just need to use a series of commands depending on where you play the game:

  • PC: ctrl + shift + c
  • Mac: command + shift + c
  • Console: all four triggers

When you do this you’ll see a long white box open at the top of the screen which is where you’ll want to input your cheat codes. You’ll want to type in testingcheats true and hit enter and the game will let you know that you’ve properly enabled cheats.

A cheat box with showing testingcheats true

All The Sims 4 Money Cheats Listed

Many players don’t need someone like me to explain these cheats to them, so here they are if you are a seasoned player and just forgot how to spell something properly!

CheatCheat Code
Kaching (Gives You 1,000)Kaching
Rosebud (Gives You 1,000)Rosebud
Motherlode (Gives you 50,000)Motherlode
Free Real Estate FreeRealEstate On
Family Funds Cheat (Change X to Amount)Money X
Pay All Your Billshousehold.autopay_bills
Turns Off Your Bills household.autopay_bills true
Turns On Your Bills household.autopay_bills false 

Sims 4 Money Cheats Explained

If you’re unsure of how to use money cheats at the moment, here’s the cheats you need with a little more explanation so you can know what you’re getting yourself into.

Simple Sims 4 Money Cheats

There are three money cheats that are super easy to use and easy to remember which is why people love them. They are great because you type one word into the cheat box and you know exactly what to expect.

These three cheats are going to give you a specific amount of money, immediately, which is awesome.

Pro Tip: After hitting enter the first time hit the up key on your keyboard and the game will repopulate the same cheat and you can hit enter to get the same amount of money again. If you do motherlode over and over you can get rich quick.

Amount of MoneyCheat Code

Family Funds Cheat

The next option for a great sims 4 money cheat is the family funds cheat which is a great option if you want a specific amount of money in your sim’s bank account. With this one you’ll want to replace the X at the end with whatever amount of money you’d want your sims to have in their bank account.

  • Money X

Every time I talk about this cheat some players get confused, so let me show you an example of how you would get 50,000 simoleons into your sim’s family funds.

  • Money 50,000

This is going to give you exactly 50,000 simoleons, not give you an additional 50,000. This means that if you start with 25,000 the game will give you another 25,000 making your household funds 50,000.

Free Real Estate Cheat

If you’re trying to move your family into a house but you don’t have enough money you have the option of using the free real estate cheat. This one is awesome because you can buy your sims literally whatever house you want while keeping all of the money in your sim’s household funds.

The Cooke family trying to move house in The Sims 4. The house they want to purchase is too expensive so they need money cheats to pay for it.

To use this cheat you’ll want to make sure that your cheats are enabled and then go into the move household menu where you’d pick a new home for your family. Then, open up the cheat dialogue box and type in the cheat.

  • FreeRealEstate On

When you type this in you’ll see the cheat box pop open letting you know that cheats are now enabled and you’re free to buy whatever house you’d like.

A white cheat box from The Sims 4 with the free real estate chat inputted to let your sims buy whatever house they want.

Auto Pay Bills Cheats

When you’re playing the game you might often find an issue with paying your sim’s bills, especially when you have a large home. Do you remember the days before Eco Lifestyle when the bills would be obscenely expensive? Glad they fixed that. Anyway!

There are a few cheats that are going to be awesome for making your bills easier to deal with. The first one is going to auto pay your bills immediately in that moment.

  • household.autopay_bills

You also have the option to turn off your bills entirely, making it so you no longer have to pay the bills! You’ll have the same cheat for both but you’ll just put true to turn off bills and false to turn them back on.

  • household.autopay_bills true
  • household.autopay_bills false

How to Remove Money in The Sims 4

Most players who are looking for this article are wishing their sims had more money but what if you want less? Well, thankfully all you need is the family funds cheat (Money X) to do this.

To remove money from your sim’s household funds you’ll just want to enable cheat codes and then type Money X where you replace the X with a number. This number will be the amount of money you’d like your sims to have in their funds.

For example, if your sims start with 50,000 in their household funds but you want them to only have 1,000 you can type Money 1,000 and hit enter and it will remove the other 49,000.

Best Mod for Money Cheats

There are a ton of amazing sims 4 mods out there for you to download but my most used are always cheat mods. These are great because they are going to make it easier for you to get money, gain skills and cheat relationships.

The absolute best mod that makes it easy for you to change how much money your sims have is going to be the UI Cheats Extension. Why is the best?

Well, this mod allows you to just click on your sim’s household funds and a box will pop up that lets you just type in the exact number you want and hit submit and it’ll give it to you. You get to do this without enabling cheats or remembering cheat codes, which is amazing!

Final Thoughts on Sims 4 Money Cheats

You really can have so much fun when you’re playing The Sims 4, it’s one of the best games out there. However, earning an income can take so much time and using these awesome sims 4 money cheats is going to make it so much more fun. Pair this with some promotion cheats and you’ll never have to work hard in the game again. Happy Playing!

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